Help Fix Provider Directories | CatchaDoc Seven-Layer Verification
⚡ Seven-Layer Verification System

Bad Provider Data
Costs Real Patients Real Care.
Help Us Fix It.

Only 1 in 3 provider directory listings is accurate.[1] Wrong phone numbers, closed offices, and ghost networks delay care every single day. CatchaDoc's seven-layer verification system is changing that — and every stakeholder has a role to play.

Only 1 in 3 listings accurate [1]
Up to $25,000 / day per beneficiary in CMS fines [5]
52% of MA directory locations have inaccuracies [2]
Vetted fixes in 24 hours

For Patients & Consumers

Sound Familiar?

  • Called 5 offices, got 3 disconnected numbers
  • Drove 40 minutes to a closed office
  • "Accepts your insurance" → surprise bill
  • "Accepting new patients" → panel closed months ago
  • Hours wasted on ghost listings

How You Help

  • Report bad data in under 60 seconds using the form below
  • Upload proof if you have it — photo, screenshot, voicemail
  • Anonymous reporting always fine — no login needed
  • Your report immediately triggers our seven-layer verification engine

What You Get

  • Save the next patient 2+ hours of frustration
  • Help eliminate ghost networks nationwide
  • Make healthcare directories actually useful
  • Confirmation when your reported issue is fixed

The Impact

  • Vetted providers fix verified issues within 24 hours
  • Free tier providers: fixed within 7 days
  • 3-Strike policy enforces ongoing accountability
  • Your field intel beats stale databases every time

Why Your Reports Actually Matter Here

Other directories: "Flag this listing" → black hole. Maybe reviewed in 6 months.

CatchaDoc: Your report → seven-layer verification → cross-checked with carrier APIs, agent intel, medical boards, AI validation, and human review → fixed fast.

You're not screaming into the void. You're activating our verification engine.

🚨 Report a Bad Listing — Takes Under 60 Seconds

Anonymous reporting is fine — leave email blank if you prefer no follow-up. We never share your information with the provider.

✅ Report received! Our verification engine has been activated. You'll hear from us within 24–48 hours if you provided an email.

For Insurance Agents

Your Pain Points

  • Clients call frustrated: "That number's dead"
  • Provider directories embarrass you professionally
  • Hours wasted helping clients find accurate info
  • Providers blame you for bad referrals
  • Carriers list providers who dropped plans months ago

How You Help

  • Share local market intel — office moves, closures, panel changes
  • Investigate "provider says X, carrier says Y" disputes
  • Educate providers on keeping their data current
  • Flag plan departures before they hit carrier directories
  • Bridge communication between providers and payers

What You Get

  • Listed as a verified local agent in your coverage area
  • Fewer "help me find a doctor" support calls
  • Position yourself as the trusted local expert
  • Referrals from users searching your covered specialties
  • Stronger provider relationships in your market

The Impact

  • You have local relationships we can't replicate centrally
  • Your intel speeds up dispute resolution significantly
  • Better directories mean fewer client complaints for you
  • You become the most trusted data source in your market

Why Agents Are Our Secret Weapon

  • Local relationships — You know which offices just moved or closed
  • Provider education — You can explain why accurate data matters to the office manager
  • Dispute resolution — "Provider says X, carrier says Y" — you can investigate on the ground
  • Credibility — Offices trust agents more than anonymous reports
  • Network changes — You hear about dropped plans before anyone updates a directory

For Healthcare Providers

Your Pain Points

  • Patients call wrong numbers and blame your practice
  • No-shows because "I didn't know you moved"
  • Billing nightmares from wrong insurance listings
  • "Why do you list plans you don't accept?"
  • Staff time wasted correcting bad referrals
  • Other directories never update your info

How You Help

  • Claim your free listing and correct your data today
  • Go Vetted: commit to 24-hour verified fixes
  • Sign the 3-Strike accountability policy
  • Keep insurance, hours, and location current
  • Accept responsibility for accurate patient-facing information

What You Get

  • Free listing always available
  • Vetted badge — a trust signal that converts patients
  • 24-hour fix publishing (not 90-day carrier delays)
  • Fewer bad leads and billing surprises
  • "Last verified" date shows patients your commitment
  • More clicks, calls, and bookings from verified status

The Impact

  • Patients actively trust and prefer Vetted providers
  • Accurate listings mean fewer wasted appointments
  • 3-Strike system rewards your ongoing accuracy
  • Clear differentiation from unverified competitors
  • Less staff time fixing referral errors

The Vetted Provider Commitment — Accountability, Not Just a Badge

Other directories: Provider pays → gets a badge → zero accountability.

CatchaDoc Vetted: Provider agrees to our 3-Strike policy before earning the badge:

  • Signs legal documents (MNDA + BAA)
  • Commits to 24-hour verified fixes
  • Accepts consequences: Warning → Suspension → 1-year Ban
  • Lists 3 charities they'll donate to if they hit strike 3

You're not buying trust. You're signing up for accountability.

For Insurance Carriers

Provider Directory Accuracy Is Now a Federal Mandate

This is no longer a member satisfaction issue. Federal regulators have made directory accuracy a compliance obligation with direct financial consequences.

$25,000 / Day

CMS can fine carriers up to $25,000 per Medicare beneficiary per day for inaccurate Medicare Advantage provider directories.[5] State regulators have imposed additional fines — Anthem Blue Cross was fined $250,000 and Blue Shield of California $350,000 for directory inaccuracies, with Blue Shield paying over $38 million in claims adjustments.[5]

The OIG's first update to Medicare Advantage compliance guidance since 1999 — released February 2026 — specifically calls out directory accuracy, ghost network prevention via claims data analysis, and the risk of administrative sanctions and false-statements liability for out-of-date directories.[4]

52%
of Medicare Advantage directory locations had at least one inaccuracy
30 Days
New CMS requirement: update directory data within 30 days of learning of any change
2027
CMS deadline for MA plans to submit verified directory data directly to Medicare Plan Finder

Your Compliance Pain Points

  • CMS fines and corrective action plans for inaccurate directories[6]
  • Member complaints driving STAR rating degradation
  • Provider data goes stale between quarterly update cycles
  • No real-time validation of panel open/closed changes
  • No Surprises Act obligations require verified in-network listings
  • 2027 CMS Medicare Plan Finder mandate requires verified data attestation[3]

How You Help

  • Share real-time API access to network roster files
  • Push credentialing updates when providers join or leave networks
  • Flag panel status changes — open, closed, limited
  • Collaborate on dispute resolution with shared evidence
  • Validate and cross-reference member complaints with us

What You Get

  • Real-time consumer and agent feedback loop on your network
  • Seven-layer validation reduces member complaints and CMS audit exposure
  • 24-hour fix turnaround vs. 90-day regulatory minimums
  • Provider accountability through 3-Strike enforcement
  • Audit trail documentation for CMS compliance reporting
  • Reduced member churn from bad provider experiences

The Business Case

  • Your API data + our verification engine = most accurate directory on the market
  • Consumer reports catch changes your quarterly updates miss entirely
  • Agents provide local market investigation for disputed listings
  • AI phone validation runs continuously — not quarterly
  • Fewer CMS fines, fewer STAR rating penalties, happier members
  • Defensible audit trail for network adequacy reporting

Why a Carrier Partnership Solves a Problem You Cannot Solve Internally

Your directory team does quarterly batch updates. Ghost networks are created in the gaps — providers retire, move, drop plans, and close practices every single day. The OIG now recommends quarterly outreach, claims data cross-referencing, secret shopper surveys, and independent verification — none of which your internal team can run at scale.[4]

CatchaDoc operates all seven verification layers continuously:

  • Consumers — catch changes the day they happen
  • Agents — provide local market investigation for disputed listings
  • Medical boards — confirm active licensure across all 50 states
  • AI automation — tests phone lines and cross-references NPI data 24/7
  • Human verification team — handles escalations and conflict resolution
  • Vetted providers — self-attest with legal accountability attached
  • Your API data — anchors the system with official credentialing records

Result: A continuously verified provider directory with a defensible audit trail for CMS compliance — and a 30-day update cycle that meets the new federal requirement.[3]

The Seven-Layer Verification System

Other directories scrape data and hope. CatchaDoc verifies through seven independent layers — four input sources, an AI validation engine, human review, and provider enforcement. Every listing. Continuously.

INPUT SOURCES — What We Collect
1

Consumer Reports

Real-time field data — dead numbers, closed offices, wrong insurance, moved locations

2

Insurance Agent Intel

Local market knowledge — office moves, panel changes, network departures, provider education

3

Carrier APIs

Official network roster files from 86+ insurers — credentialing data, panel status, plan participation

4

Medical Board Records

State licensing boards across all 50 states — active credentials, disciplinary actions, sanctions

VALIDATION ENGINE — How We Verify
5

AI Automation

Continuous phone line testing, NPI cross-referencing, duplicate detection, pattern analysis

6

Human Verification Team

Manual calls, direct office contact, dispute resolution, final arbitration on conflicts

ACCOUNTABILITY — How We Enforce
7

Vetted Provider Commitments

Legal agreements (MNDA + BAA), 3-Strike policy, 24-hour fix deadlines, charity accountability clause

✓ Verified, Accurate Listing
Cross-validated. AI-checked. Human-verified. Provider-enforced.

Frequently Asked Questions

What is a ghost network?

A ghost network is a provider directory listing with inaccurate or outdated information such as a disconnected phone number, a closed office, a provider who retired, or a doctor who no longer accepts a specific insurance plan. Ghost networks are widespread. A 2023 Senate Finance Committee investigation found only 1 in 3 Medicare Advantage listings were accurate.[1]

How is CatchaDoc from other provider directories?

Other directories publish provider data but have no mechanism to continuously verify it or enforce accuracy. CatchaDoc uses a seven-layer verification system combining consumer reports, agent intel, carrier API data, state medical board records, AI phone validation, human review, and provider legal accountability. When you report a bad listing on CatchaDoc, something actually happens.

Do you actually fix listings?

Yes. Vetted providers get priority and most verified updates publish within 24 hours. Free tier providers are fixed within 7 days as we complete the full verification process.

Can I report anonymously?

Yes. Leave the email field blank if you prefer no follow-up. Anonymous reports still trigger our full seven-layer verification process.

What if I don't have proof?

Still report it. We verify independently. Any proof you can share speeds things up but it is never required.

Will the provider see my report?

No personal information is ever shared with the provider. We contact the office independently for verification only.

How do I check the status of my report?

Use our contact form with the provider name and city, or reply to our confirmation email if you provided one. We will update you within 48 hours.

Do you cover my insurer and state?

We list providers across all 50 states and expand payer coverage daily. If a plan is not yet visible we will still verify the office and mark the listing while we add that network. Include the insurer name and plan type (e.g. BCBS PPO) in your report to help us prioritize.

Can I submit multiple issues for one provider at once?

Yes. Use one form per provider and list all problems in the additional details field.

How is CatchaDoc different from what carriers already provide?

Carrier directories update on a quarterly batch cycle at best. CatchaDoc verifies continuously using real-time consumer reports, your local intel, carrier API cross-referencing, state board records, and AI phone validation. You know things the carriers don't know for weeks or months. That local knowledge is exactly what we need.

What do I get for contributing intel?

You get listed as a verified local agent in your coverage area, referrals from consumers searching your covered specialties, and a directory that stops embarrassing you in front of clients. You also build stronger provider relationships by being the person who helped fix their listing.

Is there a formal partner program?

Yes. Contact us to discuss our agent partner program, which includes verified agent listings, referral tracking, and co-branded tools for your clients.

What kinds of intel are most useful?

Office moves and closures, providers who dropped a specific plan, panel status changes (open vs. closed to new patients), phone number changes, and any dispute between what a provider says and what a carrier lists. Even a quick note that a provider retired is enormously valuable.

Is CatchaDoc HIPAA compliant?

Yes. CatchaDoc operates under a HIPAA-compliant framework. Vetted providers and partners sign a Business Associate Agreement (BAA) before exchanging any protected data. We do not store or transmit PHI through this platform.

What happens with disputes between provider and carrier data?

We mark the listing Under Review and re-verify using all available evidence including carrier APIs, state medical board records, and direct office contact. Agent intel is treated as a high-credibility signal and often resolves disputes faster than any other source.

How is CatchaDoc different from other provider directories?

Other directories list you and move on. CatchaDoc gives you direct control over your listing, a Vetted badge that signals accountability to patients, and a 24-hour fix commitment that no other directory offers. You are not just a record in a database. You are an accountable participant in keeping your own data accurate.

Is the free listing really free forever?

Yes. You can claim your listing, correct your information, and maintain a basic verified profile at no cost. Paid tiers add priority placement, the Vetted badge, analytics, and faster update publishing.

What is the Vetted badge and what does it require?

The Vetted badge signals to patients that your listing is actively maintained and held to an accountability standard. To earn it you sign legal documents (MNDA and BAA), commit to fixing verified inaccuracies within 24 hours, and agree to the 3-Strike policy: Warning, then Suspension, then a 1-year ban for repeated failures. You also list 3 charities you will donate to if you reach strike 3.

Is CatchaDoc HIPAA compliant?

Yes. Vetted providers sign a Business Associate Agreement before any protected data is exchanged. We operate under a HIPAA-compliant framework and do not store or transmit PHI through provider profiles.

How quickly do updates go live?

Vetted providers see verified updates published within 24 hours. Free tier updates are published within 7 days after our verification process is complete. Compare that to carrier directories which can take 90 days or more to reflect any change.

What if a patient submits a false report about my listing?

All reports go through our seven-layer verification process before any change is made. We contact your office directly to confirm. A single consumer report never changes your listing automatically. If a report is verified as inaccurate it is dismissed and logged.

How do I claim my profile?

Visit catchadoc.com/claim-profile and search for your NPI number or practice name. The process takes under 5 minutes and the basic listing is always free.

What CMS penalties do we face for inaccurate provider directories?

CMS can fine carriers up to $25,000 per Medicare beneficiary per day for inaccurate Medicare Advantage provider directories.[5] State regulators have also acted. Anthem Blue Cross was fined $250,000 and Blue Shield of California was fined $350,000, with Blue Shield paying over $38 million in claims adjustments.[5] The OIG's February 2026 compliance guidance update specifically flags directory inaccuracy as a source of false-statements liability.[4]

What is the 2027 CMS Medicare Plan Finder requirement?

CMS finalized a rule requiring Medicare Advantage organizations to submit provider directory data directly to CMS for display on Medicare Plan Finder beginning with plan year 2027. Plans must update data within 30 days of becoming aware of any change and attest annually to accuracy.[3]

How is CatchaDoc different from the other companies?

Most solutions help you manage the data you already collect through credentialing workflows and batch updates. CatchaDoc verifies from the outside in. Using consumer reports, agent intelligence, and AI-powered phone validation, we catch what internal systems miss—the provider who retired last week, the office that moved last month, or the panel that quietly closed without an update. We complement your existing systems; we don’t replace them.

What does a carrier partnership actually look like?

You share API access to your network roster files. We cross-reference your data against our seven verification layers continuously. You receive a real-time accuracy dashboard, a ghost network detection report, and a CMS-defensible audit trail. Updates that originate from our system flow back to your directory within your update cycle. Contact our partnership team to discuss scope and pricing.

Is CatchaDoc HIPAA compliant and SOC 2 certified?

CatchaDoc operates under a HIPAA-compliant framework and all carrier partnerships include a Business Associate Agreement. SOC 2 Type II certification is in progress. We are happy to share our current security posture documentation during the procurement process.

How does CatchaDoc help with the OIG 2026 compliance guidance recommendations?

The OIG now recommends quarterly provider outreach, independent network adequacy verification, claims data cross-referencing to detect ghost networks, and secret shopper surveys.[4] CatchaDoc's seven-layer system addresses all four recommendations continuously, not just quarterly, and produces the audit trail documentation the OIG guidance calls for.

What happens with disputes between our data and consumer reports?

We flag the discrepancy, mark the listing Under Review, and re-verify through all available sources before any change is published. Your official roster data carries high weight in our verification hierarchy. You can also access a dispute resolution dashboard to review and respond to flagged listings directly.

Sources

All statistics and regulatory claims on this page are sourced from peer-reviewed research, federal agency reports, congressional records, and published compliance guidance. CatchaDoc cites primary sources only.

  1. 1
    U.S. Senate Finance Committee — Secret Shopper Study, May 2023. Of 120 Medicare Advantage provider listings contacted by phone, 33% were inaccurate, non-working numbers, or unreturned calls. Staff could only secure appointments 18% of the time, meaning over 80% of listed providers were unreachable, not accepting new patients, or not in-network.
    finance.senate.gov — Ghost Network Hearing Secret Shopper Study Report (PDF)
  2. 2
    CMS — Online Provider Directory Review Report (Round 2, 2018). CMS reviewed 64 Medicare Advantage organizations, 6,841 providers at 14,869 locations. Found 52.20% of directory locations had at least one inaccuracy. Inaccuracies with the highest likelihood of preventing access to care were found in 45.64% of all locations.
    cms.gov — Online Provider Directory Review Industry Report Round 2 (PDF)
  3. 3
    CMS Final Rule — CY 2026 Policy and Technical Changes to Medicare Advantage (September 18, 2025). Requires MA organizations to submit provider directory data to CMS for publication on Medicare Plan Finder for plan year 2027; update data within 30 days of becoming aware of changes; and attest at least annually to the accuracy of all submitted data.
    healthcaredive.com — Medicare Advantage Plans to Share Provider Directories Under CMS Final Rule  ·  certifi.com — Medicare Advantage Provider Directories: New CMS Final Rule for 2026–2027
  4. 4
    HHS Office of Inspector General — Industry Compliance Program Guidance for Medicare Advantage (February 3, 2026). First major update since 1999. OIG states out-of-date directories can lead to negative impacts on enrollees, administrative sanctions, and liability for making false statements. OIG recommends quarterly provider outreach, independent verification of network adequacy, analysis of claims data to prevent ghost networks, and secret shopper surveys.
    morganlewis.com — OIG Issues New Industry Compliance Program Guidance for Medicare Advantage
  5. 5
    Curatus — Cost of Inaccurate Provider Data (June 2024). Regulations enable CMS to fine insurers up to $25,000 per Medicare beneficiary for errors in Medicare Advantage plan directories and up to $100 per beneficiary for mistakes in plans sold on HealthCare.gov. State fines cited: Anthem Blue Cross $250,000; Blue Shield of California $350,000; Blue Shield paid over $38 million in claims adjustments; Anthem spent over $4 million attempting to correct directories.
    curatus.com — Cost of Inaccurate Provider Data
  6. 6
    Quest Analytics — CMS Compliance: Corrective Action Plans for Provider Directory (February 2024). CMS issues corrective action plans when MA organizations repeatedly fail to maintain accurate provider directories. CMS introduced new Cultural and Linguistic Capability requirements, leading to a new wave of CAP requests across MA organizations.
    questanalytics.com — CMS Compliance: Corrective Action Plans for Provider Directory
  7. 7
    American Medical Association — Evidence on Inaccurate Directories (May 2023). AMA President Jack Resneck Jr., MD testified before the Senate Finance Committee on ghost networks, citing his JAMA Dermatology secret-shopper study finding only 26.6% of Medicare Advantage dermatologist listings were unique, accepted the patient's insurance, and offered an appointment. "Inaccurate directories shift the responsibility onto patients to locate a plan's network or pay for out-of-network care."
    ama-assn.org — Evidence on Inaccurate Directories Piles Up. It's Time to Act.
Statistics on this page reflect published research findings and are cited with primary source links. Data points referencing specific studies are attributed directly to those studies. CatchaDoc does not claim these figures as proprietary research.

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